Presentation

FY2020

Date	May 20, 2021
Speaker	Taizou Ishiguro, Head of Investor Relations Tokio Marine Holdings, Inc.
Notes	Replay function is available for six months from the conference day “Supplemental data” was reposted at 11:00 on May 25, 2021. (“Amount of Catastrophe loss reserve” on FY2021 Projections at Tokio Marine & Nichido was corrected as follows.) FY2021 Projections Fire: from “217.5” to “252.4” Marine: from “119.9” to “122.9” P.A.: from “137.2” to “138.3” Auto: from “166.4” to “185.3” Other: from “319.9” to “323.3” Total: from “961.1” to “1,022.4”
Materials	FY2020 Summary Report Information about major subsidiaries' business results FY2020 Results and FY2021 Projections Supplemental material Supplemental data Summary of Presentation FY2020 Results Conference Call Summary of Q&A

Date	February 10, 2021
Materials	FY2020 3Q Summary Report Overview of FY2020 3Q Results Supplemental material for FY2020 3Q Supplemental data
Notes	*We do not hold a conference call for 3Q results. Highlights of the results are attached above.

Date	January 21, 2021
Speaker	Masaaki Nagamura, A member of TCFD formulation, Fellow(international organizations) of Tokio Marine & Nichido Fire Insurance Takuya Igarashi, Head of Risk Management, Tokio Marine Holdings Takamasa Taji, Manager of Corporate Planning, Tokio Marine Holdings
Materials	Our Climate Strategy & TCFD

Date	November 26, 2020
Speaker	Ⅰ. Group Strategy (13:30-14:30 JST) Satoru Komiya, President and Group CEO, Tokio Marine Holdings, Inc. Takayuki Yuasa, Executive Vice President and Group CFO, Tokio Marine Holdings, Inc. Ⅱ. Domestic Business Strategy (14:40-15:25 JST) Shinichi Hirose, President and CEO, Tokio Marine & Nichido Fire Insurance Katsumi Nakazato, President and CEO, Tokio Marine & Nichido Life Insurance Ⅲ. International Business Strategy (15:35-16:20 JST) Akira Harashima, Senior Managing Director, Co-Head of International Business, Tokio Marine Holdings, Inc. Ⅳ. Asset Management Strategy (16:30-17:00 JST) Yoshinari Endo, Managing Director and Group CIO, Tokio Marine Holdings, Inc.
Materials	Tokio Marine Group Investor Day Reference
Notes	＜Key Questions＞ Ⅰ. Group Strategy ・How much organic growth do you aim at in the next Mid-Term Business Plan, while there are challenges such as intensified natural catastrophes and low interest rates? ・Do you have any plans to review the definition of ESR or its target range for the next Mid-Term Business Plan? ・What did Mr. Komiya realize that you need to change by the impact of COVID-19? Ⅱ. Domestic Business Strategy ・TMNF aims at less than 30% level of business expense ratio for medium- to long-term, and what kind of DX strategies are you promoting to realize it? ・To what extent have you achieved for the profit improvement in fire insurance? In addition, how long will it take to reach the goal? Ⅲ. International Business Strategy ・How do you expect for the top-line growth of U.S. subsidiaries although they have been impacted by COVID-19 and the strengthening of underwriting discipline? ・While M&A market has been dramatically changing during COVID-19, are there also any changes of checkpoints for M&A candidates, valuation, fundamentals, and etc.? Ⅳ. Asset Management Strategy ・What kind of initiatives will you take in this globally lowering interest rates environment? ・Although Delphi has achieved a great track record, would it be possible for them to manage double or triple scales of CRE loans and CLO if they are willing to?

Date	November 19, 2020
Speaker	Taizou Ishiguro, Head of Investor Relations Tokio Marine Holdings, Inc.
Notes	Replay function is available for six months from the conference day “Supplemental material for FY2020 2Q Conference Call” was reposted at 16:30 on November 19, 2020. (“Ordinary Profit” was corrected as follows.) Overseas subsidiaries; “Original of FY2020 Projections” was corrected from 107.0 billions of yen to 112.0 billions of yen. “Difference of FY2020 Projections” was corrected from +21.0 billions of yen to +16.0 billions of yen. Others(Elimination, etc.); “Original of FY2020 Projections” was corrected from 0.4 billions of yen to -4.5 billions of yen. “Difference of FY2020 Projections” was corrected from +2.1 billions of yen to +7.1 billions of yen.
Materials	FY2020 2Q Summary Report Information about major subsidiaries' business results Overview of FY2020 2Q Results and Full-Year Projections Supplemental material for FY2020 2Q Conference Call Supplemental data Conference Call Script FY2020 2Q Results Conference Call Summary of Q&A

Date	August 7, 2020
Speaker	Takayuki Yuasa, Executive Vice President, Group CFO Tokio Marine Holdings, Inc.
Notes	Replay function is available for six months from the conference day
Materials	FY2020 1Q Summary Report FY2020 1Q Results and FY2020 Projections Supplemental material for FY2020 1Q Conference Call Supplemental data FY2020 1Q Results Conference Call Summary of Q&A

Date	June 25, 2020
Speaker	Masashi Namatame, Executive officer and Head of Digital Strategy, Tokio Marine Holdings Komei Watanabe, Head of Digital Strategy, Tokio Marine & Nichido Fire Insurance Hidenori Kobayashi, Deputy General Manager of Claims Management, Tokio Marine & Nichido Fire Insurance
Materials	Digital Strategy Advancing Claim Service Tokio Marine Insights "Digital Strategy" Summary of Q&A

Date	May 27, 2020
Speaker	Satoru Komiya, President and Group CEO, Tokio Marine Holdings, Inc.
Materials	Tokio Marine Group Business Strategy Reference
Notes	“Reference” was reposted on September 15, 2020. (In p.73 Adjusted net assets and Adjusted BPS were corrected as follows.) ・”FY2019 Adjusted net assets” was corrected from 3,228.9 billions of yen to 3,240.9 billions of yen. ・”FY2019 Adjusted BPS” was corrected from 4,626 yen to 4,643 yen.