Internal Control

The Company has formulated “Basic Policies for Internal Controls”. In accordance with these policies, the Company has established an internal control system for the entire Tokio Marine Group that encompasses structures for management control, compliance, riskmanagement, and internal auditing of Group companies. In addition, the Company monitors the status and practical application of its internal control system. The Internal Control Committee deliberates on the results of this monitoring, and the Board of Directors confirms the details of these deliberations. Moreover, the Company continually strengthens and improves its internal control system in light of the results of this monitoring. The Internal Audit Section maintains close coordination with Audit & Supervisory Board Members to ensure the effectiveness of their audits.

Tokio Marine Group's Internal Control System

Tokio Marine Holdings Audit & Supervisory Board Members (Audit & Supervisory Boord) / Office of Audit & Supervisory Board ⇒ Audit ⇒ Internal Control Committee / Director in Charge of Internal Controls / Board of Directors (Directors) Internal Control Committee ⇒ Report ⇒ Board of Directors (Directors) ⇒ Management Meeting ⇒ Plan Do Check Act ⇒ Business divisions Director in Charge of Internal Controls ⇒ Plan Do Check Act ⇒ Business divisions Director in Charge of Internal Controls ⇒ Plan Do Check Act ⇒ Internal audit section ⇔ Coordination ⇔ Office of Audit & Supervisory Board ⇒ Internal audit ⇒ Business divisions Audit & Supervisory Board Members (Audit & Supervisory Boord) ⇒ Evaliating the appropriateness al accounting audit ⇒ Independent auditors ⇔ Coordination ⇔ Audit & Supervisory Board Members (Audit & Supervisory Boord) Internal control audit Accounting audit [Basic Policy for Internal Control] Compliance / Customer protection / Information security management / Response to criminal forces / Risk management / Internal audit / Auditor's audit ⇔ Management, guidance/adjustments, monitoring, reporting, others ⇔ [Group Companies] Domestic non-life insurance business / Domestic life insurance business / International insurance business / Financial and general businesses P → D → C → A