At a Glance

Tokio Marine Group captures profits in specialty insurance unaffected by market conditions in developed countries and high growth in emerging countries as well as sustainably generates stable profits through domestic non-life business and life business.
Its composition of profits is splitted almost fifty-fifty between domestic and international businesses. Tokio Marine Group realizes a well diversified portfolio on a global basis.

Results

Realizing stable business expansion, profit growth, and high capital efficiency

  • Top-line
    (Net premiums written + Life insurance premiums)
    ¥ 4,590 bn
  • Adjusted net income¥ 400 bn
  • Adjusted ROE10.4 %
  • * Fiscal 2019 original projections
  • * Adjusted net income and Adjusted ROE are our original indicators excluding the effect of various reserves specific to the Japanese insurance business and goodwill, etc.

Composition of Profits

Balanced business portfolio

Business Unit Profits International: 47% Domestic: 53%

  • * Fiscal 2019 original projections

Operating Presence

Network encompassing Japan and 45 countries and regions worldwide

Japan (Tokio Marine & Nichido) No.1 Philippines No.1 South Africa No.2 Thailand No.3 U.K. (Lloyd’s) No.4 Brazil No.5 Malaysia No.6 India No.9 U.S. (Commercial Lines) No.10 Indonesia No.15

  • Sources: Axco, SUSEP, FSCA, Financial Sector Conduct Authority, Lloyd’s Annual Report 2018, S&P Global, and The General Insurance Association of Japan (Direct premiums written)
  • * The given country based on non-life insurance premiums

Shareholder Value

Realized above-market TSR

* As of end of Sept 2019

TOKIO MARINE: 405 Peers: 309 TOPIX (insurance): 243 MSCI World Insurance: 240 TOPIX: 206

  • Source: Bloomberg
  • * Total Shareholder Return (TSR): Capital return after reinvesting dividends. Stock price indexed at 100 as of April 1, 2002.
  • * Peers are Allianz, AXA, Chubb and Zurich.

Financial Base

High ratings from third party ratings institutions

  • S&PA+
  • Moody’sAa3
  • A.M.BestA++
  • * Financial strength rating of Tokio Marine Nichido (as of end of March 2019)

ESG Rating

High evaluations from various global ESG rating institions

  • 10 Consecutive YearsMEMBER OF Dow Jones Sustainability Indices In Collaboration with RobecoSAM
  • 3 Consecutive YearsMSCI 2019 Constituent MSCI Japan ESG Select Leaders Index
  • 3 Consecutive YearsMSCI 2019 Constituent MSCI Japan Empowering Women Index (WIN)