Work/Life Balance Tokio Marine Holdings, Inc.

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In response to changes in the environments faced by families and local communities, the Tokio Marine Group has been working to achieve harmony between work and life from the perspective of creating a corporate climate in which employees respect each others' diverse values.

Diverse and Flexible Style of Working

As an initiative to support diverse and flexible working styles, the Group has established a range of systems including nursing care leave and volunteer work leave. The "I-Turn System" under Tokio Marine & Nichido's Job Request System has also been designed in consideration of flexible working styles.

*"I-turn" transfers: A transfer in which employees not subject to relocation can continue working after changing localities due to reasons such as marriage or a spouse's relocation. The Tokio Marine Group supports the balance between work and childcare.

Number of Employees Who Used the Systems (Domestic Companies Subject to Consoldiation)
	Fiscal 2009	Fiscal 2010
Nursing care leave	6	9
Volunteer work leave^*	184	152

* Results of Tokio Marine & Nichido only.

Work/Life Balance Support

The Tokio Marine Group supports the balance between work and childcare.

Tokio Marine & Nichido has introduced "8 packages of full childcare support" as a system for protecting motherhood and childcare support. In recognition of this system and the company's other proactive initiatives for employees' childcare support, Tokio Marine & Nichido received the Himawari Award 2010 in the corporate category from Himawari no Kai, a non-profit organization approved by the Cabinet Office, Government of Japan. Additionally, in October 2010, the company won the excellent prizes in both sections of the "equality promotion company section" and "family-friendly company section" by the Director of the Tokyo Labor Bureau at the 2010 Equality/Balance Promotion Company Commendation, which is hosted by Japan's Ministry of Health, Labor and Welfare. In February 2011, the company also received the Outstanding Award under the 2010 Nagoya City Childcare Support Company Certification and Commendation System, which is implemented by Nagoya City

At the same time, Tokio Marine & Nichido Life has been promoting the upgrade of systems such as enabling employees, who utilize the Life Balance System (Short Working Hours System), to set their working hours in 30-minute increments.

Additionally, in recognition of proactive initiatives for employees' childcare support, Tokio Marine & Nichido, Tokio Marine & Nichido Life and Tokio Marine & Nichido Systems were granted the "Next Generation Certification Mark (Kurumin)" subsequent to accomplishing the "General Business Owner Action Plan based on the Next Generation Nurturing Support Measures Promotion Law" by the Tokyo Labour Bureau.

Number of Employees Who Used the Systems (Domestic Companies Subject to Consolidation)
Systems	Fiscal 2009(As of July 1, 2010)	Fiscal 2010(As of July 1, 2011)
(1) Retiree rehiring system	0	26
(2) Maternity leave system	280	302
(3) Childcare leave system	400 (incl. 20 male employees)	505 (incl. 25 male employees)
(4) Short working hours system	327	414

In addition to the above-mentioned systems, Substitution by Full-Time Employees, Resumption of Work Support System, Support of Use of Babysitters and Partnered Childcare Centers (approximately 1,000 locations as of April 2010) and other systems have been established to support female employees who are raising children.