Risks of climate change to society are becoming increasingly serious as evident in the incidence of typhoons, hurricanes,floods and other natural disasters. The Tokio Marine Group develops and provides products and services that mitigate and adapt to climate change with the aim of contributing to the creation of a sustainable society.

Global warming and climate change have caused increased risks of droughts and torrential rainfalls around the world, posing a serious threat to our social lives.

Since the 1990s, insurance companies have been paying a huge amount of insurance claims due to frequent occurrences of natural disasters. It is apparent that climate change is closely related to the insurance business, and response to climate change is now considered a major challenge that the global insurance industry has to overcome in the medium to long term.

Our mission in the non-life insurance business is to stably provide insurance products against the full spectrum of risks and ensure "safety and security" in society.

Insurance companies are also expected to provide various solutions to society based on expertise accumulated in the insurance business encompassing the payment of insurance claims, risk assessment and asset management.

Another important task of insurance companies is to encourage the establishment of natural disaster risk insurance mechanizm and disaster prevention and risk management practices in developing countries and regions vulnerable to the impact of climate change.

Since December 2006, the Tokio Marine Group has been promoting the Global Warming Research Project, a cross-organizational initiative led by Tokio Marine & Nichido, the Tokio Marine Research Institute and Tokio Marine & Nichido Risk Consulting. The project conducts research on global warming and risks associated with climate change and develops and provides products and services that are designed to mitigate or adapt to climate change. Through these endeavors, the Tokio Marine Group will leverage its total strengths and respond to new risks arising from climate change.