- Message from the President -
The Tokio Marine Group endeavors to enhance its corporate value through a management philosophy of placing "customer trust at the foundation of all business activities" while drawing on the attributes and strengths of all our group companies.
Our view of the business environment
The Japanese economy is confronted with the major tasks of rebuilding public finances and achieving economic growth, yet remains far from full-fledged recovery owing to sluggish domestic demand in a moderately deflationary environment. The further maturation of the economy and the influence of trends such as a falling birth rate and the aging of the population make it difficult to foresee expansion of the domestic insurance market. In particular, in the domestic non-life insurance market, competition is expected to intensify as a result of mergers of major rivals.
Amid these circumstances, the Tokio Marine Group is unwaveringly promoting “Innovation and Execution 2011”, our mid-term corporate strategy. All our group companies are striving to further advance the corporate group by attaining higher levels of profitability, growth and soundness.
Sustainable growth driven by improved quality
Launched in fiscal 2009, “Innovation and Execution 2011” sets forth our vision of being a “global corporate group which is selected by customers for its high quality and continues to grow”. The strategy is aimed at achieving sustainable earnings growth driven by quality improvements related to our products, services and business processes.
In addition to working for higher profitability in our domestic non-life insurance business, we are aiming to achieve sustained growth by the whole Tokio Marine Group through further improvements in our domestic life insurance business and overseas insurance business.
Even as we actively focus management resources in business fields with high levels of profitability and potential for growth, we are promoting an Enterprise Risk Management (“ERM”) system in order to prepare for the future introduction of International Financial Reporting Standards and to adapt to global standards. In this way, we are committed to continued reinforcement of our management and control systems, enabling us to remain fully competitive on the global stage.
Remaining a corporate group needed by society
Over the coming years, we will continue to promote our groupwide efforts to be the best partner for your security and safety, delivering high quality and sound value to all our stakeholders.
We look forward to your continued patronage and support in all our endeavors.
July 2010
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